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You're a Baby Boomer. At 62+, you can buy a brand new Smart Green Home for HALF PRICE.
Why is it SMART?
 You make a onetime payment of approximately $70,000-$90,000 using Reverse Purchase Mortgage, a special program guaranteed by the Federal Government. This is half the price of a brand new, average size Smart Green Home.
The other half is financed by the bank with no income, no credit, no assets verification.
You'll NEVER make a mortgage payment for the rest of your life… Smart!
Expect to pay ONLY $130-150/month for power, water and insurance COMBINED!
Florida Real Estate taxes are some of the lowest in the country and Flagler County has some of the lowest in the State. Along with our homestead exemption of $50,000 it’s another smart reason to build our Smart Green Home… Smart!
Our houses are built without products that contain formaldehyde, chlorofluorocarbons, asbestos, fiberglass or other toxic materials. We use only Certified Green: Zero VOC Paint, Cabinetry and Carpet.
The healthy environment inside keeps the occupants healthy, minimizing the need to visit the doctor quite so often.
Your home is healthy to live in. It’s virtually allergen, mold, pollen, pollutant and dust free… Smart!
Reverse Purchase Mortgage Program.
You've built-up a nest egg, have a "retirement fund," have come into a bequest, have members of your family able to "gift" you or and friends able to "back" you.
You can enjoy paradise year 'round in a certified Florida Green Home and, all without having to pay one thin dime to a mortgage holder… EVER!
If you're a Baby Boomer who's 62+, this is your plan.
- Through a relatively simple transaction, you can Reverse Purchase your certified Green Home in paradise,
- Making a onetime payment of roughly 50% of the contract amount, and nothing more.
- The other half is financed by the bank with no income, no credit, no assets verification.
- You hold title to your new Smart Green Home, and don't pay any financial institution anything for the rest of your life.
- The arrangement is guaranteed by the U.S. Government!
Reverse Mortgage Program.
You can enjoy the best of both worlds... with a Reverse Mortgage.
Live in your current home for the "good months" and in a certified Smart Green Home, in paradise, for all the other times, all with no monthly mortgage payment, all without having to pay one more thin dime to a mortgage holder… EVER!
You've owned your current home for quite some time. By today's standards, you paid very little for it and over the course of time, it has appreciated. It's worth more, even in today's market, than you may have expected. But, selling it outright -today- may not be an easy task.
Your current home is either paid-off OR there's very little remaining on the mortgage. Along the way, you've taken very good care of that home.
Now it's time for that home to take care of you! If you're a Baby Boomer who's 62+, this is your plan.
- In effect, you can own two homes, not one, and not be indebted to any financial institution for a mortgage payment for the rest of your life.
- Your current home, that you've taken such good care of over the years, is your nest egg. Your equity in it (or, outright ownership of it) is, now, your line of credit to obtain your piece of paradise; your Florida Green Home in Greater Palm Coast/Flagler Beach/The Hammock.
- Through a relatively simple transaction, you can obtain a Reverse Mortgage that will give you, in cash, up to 50% of the value of your current home.
- That can be used to purchase your Smart Green Home outright.
- Now, you own TWO homes living a lifestyle that many cannot. You hold title to both of them, and don't pay any financial institution anything for the rest of your life.
- The arrangement is guaranteed by the U.S. Government!
Smart Homes for Smart People.
Your Family’s Health is Priceless!
The Federal Environmental Protection Agency has certified your Smart Green Home as healthy to live in. It’s virtually allergen, mold, pollen, pollutant and dust free.
Our houses are built without products that contain formaldehyde, chlorofluorocarbons, asbestos, fiberglass or other toxic materials. We use only Certified Green: Zero VOC Paint, Cabinetry and Carpet.
Expect to pay ONLY $130-150/month for power, water and insurance COMBINED!
You can enjoy a healthy environment/an active lifestyle… virtually for F R E E ! All you need to do is give us a call!
Calculate your Savings.
Retired people living in our healthy, robust Florida climate have healthier and more active golden years.
So, let’s calculate how much money a couple 62+ can save when they buy a new Smart Green Home; one with three bedrooms, two baths and a two car garage - a total living area of approximately 1400-1600 sq. ft.; making use of a program guaranteed by the Federal Government.
Where do the savings come from? How can you calculate what you’re going to save?
Assuming a period of 30 years, or 360 months, our calculations of average savings show:
1. You will not be paying a monthly mortgage, which could be around $500/month. Multiply that by 360 months = $180,000.
2. You will be saving on your power, water and insurance payments, in the neighborhood of $150/month. Multiply that by 360 months = $54,000.
3. You will be saving on repairs and maintenance, because your home is brand new and of the highest quality.
4. Your savings over a 30 year period while living in a Smart Green Home could possibly be in the neighborhood of $234,000-250,000.
TWO HUNDRED FIFTY THOUSAND DOLLARS IN SAVINGS? VERY SMART!
Want a child and your grandchildren to live close to you, but separately? We can build you a two-family home. You live in one half; your child and family in the other.
With you as the owner, neither you nor your child will make a monthly mortgage payment ‘til the end of your life. The Federally guaranteed program allows you to do this!
Multiply the savings on power, water, insurance and monthly mortgage payments by two families and the potential savings over the course of living in a Smart Green two-family home for 30 years could possibly be $468,000 – $500,000.
Of course, you have the option of renting the other side out to a family that’s not related to you, and you’ll benefit from receiving that monthly rent check.
What kind of value do you place on peace of mind? Many retirees never think ahead about how they’ll pay a monthly mortgage, or their utility bills and homeowners insurance premiums. Some of these expenses are bound to go up while pension and Social Security payments will not.
We’ve named this collection: Smart Green Homes. The houses save the homeowner money in many different ways.
Energy efficiency saves up to 70% on the power bill… Smart! Certified Energy Star® & FPL BuildSmart.
Water efficiency saves on the water bill… Smart! Certified Water Star® Home.
Superior Construction rating saves on the homeowner’s premium… Smart!
Florida Yards and Neighborhoods landscaping saves on maintenance, upkeep and irrigation… Smart!
Buying a Brand New Smart Green Home (through government guaranteed programs) means the buyer only has to come up with $70,000 - $90,000 (using Reverse Purchase Mortgage)… Smart!
We -simply- have to ask “Why wouldn't you want to wake up in the morning, throw open the sash or walk out the door, and smell the crispness of the pine, the sweetness of the flowers, watch the palms gently swaying in the ocean breeze, and take in the 24/7/365 green environment that, Mother Nature has so bountifully provided?"
Greater Palm Coast/Flagler Beach/The Hammock is that paradise.
Living in a Certified Green ecological area that provides a healthy environment and an active lifestyle… Smart!
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